Payment Infrastructure for Banks & Regulated Entities | CARD91

Transforming Payments Infrastructure

Simplify and modernise your payments infrastructure with seamless, secure, regulated and scalable solutions, so that you can focus on growth while we handle the complexities of the payments ecosystem.

Honoured to be recognised among LinkedIn’s Top Startups of 2025— a proud moment for CARD91 and our growing fintech journey!

Our Products

Tailored Payment Products for Every Business Need

Trusted & Partnered With

Why Choose Us?

Solutions Tailored For Your Growth

Scalable & Modular

CARD91’s platform is modular and infinitely scalable, allowing you to choose only the features you need while effortlessly supporting your business growth goals.

Customisable Solutions

Build products tailored to your customer’s unique requirements with our versatile APIs and integrations.

Faster Go-To-Market

Accelerate your go-to-market strategy with plug-and-play solutions, no matter your industry.

Subject Matter Expertise

Trusted by leading financial institutions for reliable, innovative, and scalable payment solutions.

What We Offer?

How CARD91 Drives You to Success

Compliance at its Core

Fully compliant with regulatory frameworks, ensuring your payments ecosystem is always secure and audit-ready.

End-to-End Lifecycle Management

From onboarding to settlement, we simplify the entire payments process with unmatched efficiency.

Diverse Product Portfolio

Supports credit cards, PPIs, credit line on UPI, forex, NCMC, and more to meet diverse business needs.

Future-Ready Technology

Built for scalability and adaptability, enabling you to stay ahead in a rapidly evolving payments landscape.

Testimonials

Trusted by Businesses Worldwide, Hear What Our Clients Have To Say

A Game Changer for Our Business

CARD91’s Forex card issuance solution is the best. The team has really thought through and solved many problem areas of an Issuer.

Whether it is card program creation, seamlessly onboarding cardholders, inventory management, automated backend processes, role & user configurations, or mobile app for customers / agents — the journey is fully digital. Its Forex Card Management System is much more than just card management — it’s a complete software suite.

Atique Khan

Head of Payment Solutions & Inward Remittance

Reliable and Efficient Payment Solutions

“Our two-year + partnership with CARD91 for PPI Issuance has been delightful. Their Switch and PCMS are stable and scalable, facilitating quick market entry across diverse use cases.”

Prerna

For Prepaid Cards

FAQs

What is CARD91, and how does it support banks and regulated entities?

CARD91 is an Issuance Platform-as-a-Service (PaaS) provider that enables banks, NBFCs, and other regulated entities to issue and manage various payment instruments, including prepaid, debit, credit, and forex cards. The platform offers modular, API-driven infrastructure that allows for quick issuance of payment instruments and full lifecycle management, lightning fast transaction processing, and seamless integration with existing systems.

What types of payment products can we launch using CARD91?

CARD91 supports a diverse range of payment products, including:

The products are configurable, modular and regulatory compliant.

How does CARD91 help with regulatory compliance?

CARD91’s platform solutions are built in adherence to key regulatory frameworks, including the RBI’s Master Directions on Prepaid Payment Instruments (PPIs), Credit Cards, Digital Payment Security Controls, Digital Lending Guidelines, IT Governance & Risk Management, and Online Dispute Resolution (ODR) for digital payments. The platform also complies with NPCI’s operating circulars, ensuring all product deployments remain audit-ready and regulator-aligned.

Can CARD91 integrate with our existing core banking or other banking platforms?

Yes. CARD91 provides a fully configurable, API-first architecture that allows seamless integration with your existing core banking systems. CARD91 offers a fully functional, in-house Card Management System that enables banks and regulated entities to manage the full lifecycle of prepaid, credit, forex, and closed-loop cards—without relying on third-party processors.

What security standards does CARD91 adhere to?

Our products and platforms are certified as per the latest security standards and protocols including but not limited to PCI DSS v4.0, PCI SSS v1.2, ISO 27001:2022, Vulnerability Assessment and Penetration Testing (VAPT), Source Code Review (SCR), SAR Data Localisation.

How does CARD91 facilitate faster go-to-market for new products?

CARD91’s infrastructure allows for rapid product deployment by:

What kind of support does CARD91 offer to partner banks and institutions?

CARD91 provides comprehensive support, including:

Monepeak Fintech Private Limited

1st Floor, 1614, Enzyme 7th cross, 19th Main Rd, Sector 1, HSR Layout, Bengaluru, Karnataka 560102