UPI Acquiring Solution for PSPs & Aggregators | CARD91
UPI ACQUIRING: BLITZ 2.0
AI-Powered UPI Merchant
Verification
AI-led merchant onboarding enables real-time risk assessment and fraud detection, offering banks a compliant, scalable solution.
Features of the UPI Acquiring Stack
Why CARD91 Stands Out in UPI Acquiring
All-in-One Merchant Portal
VPA Creation & Management
Create, assign, & manage VPAs for merchants to streamline UPI collections and ensure seamless transaction mapping.
Manage Payment Options
Accept payments via PPI, credit card, credit line, and savings account.
Store & Staff Management
Add or edit stores, manage terminals, and generate store-level VPAs effortlessly.
Monitor Collections
Track collected payments, MDR deductions, taxes, and net settlements with ease.
Refunds
Trigger refunds individually or in bulk directly through the portal.
Manage Settlements
Define your settlement cycles and initiate them manually when needed.
Manage Mandates (Autopay)
Set up mandates, send pre-debit notifications, and execute or revoke them in a few clicks.
AI-Powered Merchant Verification & Classification
AI-Powered Merchant Verification & Classification
Empowers banks to onboard merchants confidently—by verifying authenticity, assessing risk, and mapping MCCs with AI/ML precision.
Bank Portal – Complete Acquiring Control
Performance Dashboard
Track throughput, latency, success rates, BD%, and TD% in real time.
Merchant Management
Use a centralized control center to manage all merchant activities.
Configurations
Set MDR, limits, settlement cadence, charges, and subscription plans.
Reporting Module
Generate pre-defined and custom reports as per your needs.
Role-Based Access
Manage roles, permissions, and user access with ease.
Built for Performance. Ready for Scale
End-to-End UPI Acquiring Lifecycle
AI-Based Merchant Onboarding
Onboard merchants in minutes with automated checks (GSTIN, PAN, Udhyam) and instant VPA/QR generation.
Risk Assessment & Classification
AI/LLM models assign accurate MCCs, score merchant risk, and flag suspicious profiles—ensuring AML and KYB compliance with ease.
Bank Control Center
Track performance, configure MDR and limits, manage roles, and access real-time reports—all from one centralized portal.
Merchant App & Portal
Enable merchants to manage stores, collections, refunds, settlements, and mandates via mobile SDKs or web dashboard.
Corporate Portal
Automate high-volume disbursals and collections with dynamic VPAs, payment links, mandate setups, and end-to-end reconciliation.