Tag: UPI

How AI Is Enabling Smarter Merchant Acquiring for Banks and Fintechs

In the fast-evolving digital payments ecosystem, merchant acquiring has become more complex—and more critical—than ever. The traditional approach of static KYC processes and […]

Credit Line on UPI: A New Opportunity for Issuer Banks

The Unified Payments Interface (UPI) has transformed India’s digital payments landscape, and the introduction of Credit Line on UPI brings an exciting opportunity for banks to offer credit directly […]

The Future of Credit Card Transactions in India: Embracing the Contactless Revolution

As India advances in its digital transformation journey, the payments landscape is rapidly evolving. Over the past decade, driven by smartphones and government initiatives like Digital India, the financial ecosystem has seen significant shifts. One of the most notable changes […]

Revolutionising Credit Offerings Through Credit Line on UPI

UPI has emerged as India’s preferred payment method, constituting >75% of the nation’s digital payment by volume. So far, UPI transactions were supported by various funding accounts like savings accounts, overdraft […]

Revolutionising Transit within India: Pure NCMC Cards for Effortless Mobility

In India, where millions rely on public transportation for their daily commute, the introduction of the Pure National Common Mobility Card (NCMC) is a game-changer. The Pure NCMC […]

CARD91 introduces Optimus – Credit Card Issuance: REDEFINED

In today’s ever-evolving financial landscape, optimising credit card management processes is imperative for sustained growth and regulatory compliance. That’s why I’m excited to introduce Optimus – an advanced credit card tech stack meticulously developed by CARD91. […]

New to Credit – A millennial’s wishlist from Credit Cards

Key Features

• Instant Card Issuance
• Credit Card on UPI
• Reward Programs for Online Shopping
• Low Forex Markup for International Travel
• Travel Rewards for International or Domestic Trips
• Local Lifestyle Perks
• Financial Management Tools
• Customised Offers
• Gamified Rewards
• Language and Regional Support
• Student-focused Features
• Flexible Credit Limits
• Green Initiatives
• Collaborations […]

Unveiling the Potential of Credit Cards on UPI: Redefining Convenience and Reach

In the fast-changing world of digital payments, a novel payment method – Credit Card on UPI (Unified Payments […]

Digital Payments: Revolutionising India’s Financial Landscape

Key Areas

• UPI: The Backbone of India’s Digital Payments
• IMPS and NEFT: Real-Time and Reliable Fund Transfers
• Prepaid Cards, Wallets & Contactless Payments on the Rise
• Government-Led Innovations: e-RUPI & CBDC
• AEPS: Biometric-Driven Financial Inclusion
• AI and ML Enhancing Security and Customer Experience
• Open Banking & API Integration: The Future of […]

What are the new RBI norms with regard to recurring card payments? – All you need to know

Overview

• What are these new RBI norms?
• New rules for Automatic Payments – A Snapshot
• What will be its impact on payments?
• Way forward
• Have you recently started receiving mails/SMS from various banks and service providers asking to re-register your e-mandates for automated payments such as OTT, newspaper subscriptions, etc.? [...]