# Tag: thin-file customer underwriting

## [New-to-Credit? No Problem: How Banks Can Unlock Growth with UPI Behavioural Data](/content/blog/upi-based-lending-new-to-credit-financial-inclusion/index.html)

Home / Blogs  
Table of contents  
Introduction: The Untapped Potential of New-to-Credit Segments​  
Why Traditional Underwriting Leaves Gaps​  
UPI Behavioural Data: A Game-Changer for Thin-File Customers​  
How UPI-Based Lending Boosts Bank Performance​  
Use Case: Lending to Thin-File Customers in Tier-2 and Tier-3 Cities​  
Regulatory Alignment: Ethical and Secure Credit Expansion  
Why CARD91 is the Right ...

## Member Of

**Monepeak Fintech Private Limited**  
1st Floor, 1614, Enzyme 7th cross, 19th Main Rd, Sector 1, HSR Layout, Bengaluru, Karnataka 560102