Tag: thin-file customer underwriting

New-to-Credit? No Problem: How Banks Can Unlock Growth with UPI Behavioural Data

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Table of contents
Introduction: The Untapped Potential of New-to-Credit Segments​
Why Traditional Underwriting Leaves Gaps​
UPI Behavioural Data: A Game-Changer for Thin-File Customers​
How UPI-Based Lending Boosts Bank Performance​
Use Case: Lending to Thin-File Customers in Tier-2 and Tier-3 Cities​
Regulatory Alignment: Ethical and Secure Credit Expansion
Why CARD91 is the Right ...

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