Tag: fintech

Unveiling the Potential of Credit Cards on UPI: Redefining Convenience and Reach

Introduction
How Credit Cards and UPI Work Together
The Impact: Making Payments Accessible to All
How Credit Cards on UPI are Changing the Game
Focus on User Experience
Conclusion

Secured Credit Cards – A Credit Score Builder Product

Introduction
Growth of Credit Cards
Strategies issuers use
Conclusion
Over the past few years, India’s credit card sector has experienced remarkable growth, boasting nearly 98 million active cards and transaction volume reaching 323 Million in December 2023. Projections suggest that this figure could grow to 190 million cards by

The role of API-led technology in modernizing the BFSI industry

How Fintech Differs from Traditional Banking Tech
The Rise of API-Led Innovation in Financial Services
India Stack and Regulatory Support: Fintech’s Growth Catalysts
Post-Pandemic: Digital First, Customer-Centric Strategies
The Power of APIs: Future-Proofing BFSI
CARD91: Empowering the Next-Gen BFSI Ecosystem

Payroll Cards – Payouts made simpler and seamless

The Pros and Cons of Payroll cards
Benefits of Payroll cards
Challenges of Payroll cards
Conclusion
Picture this scenario – a collections agency appointed by a lender has hired 1000+ feet-on-street (FOS) workforce to facilitate collections from delinquent customers. The dilemma in front of the agency is that almost

Banking as a Service (BaaS) – Entering into a New Era of Financial Ecosystem

What is BaaS?
How Does BaaS Work?
How BaaS Differs from Traditional Banking
The Future of BaaS
Conclusion: Powering the Future with CARD91
In recent years, various sectors such as travel, retail, and SaaS have been steadily expanding into the financial services space. This convergence has sparked a transformation

What are the new RBI norms with regard to recurring card payments? – All you need to know

What are these new RBI norms?
New rules for Automatic Payments – A Snapshot
What will be its impact on payments?
Way forward
Have you recently started receiving mails/SMS from various banks and service providers asking to re-register your e-mandates for automated payments such as OTT, newspaper subscriptions, etc.?

Introduction of Blockchain in Fintech

What is Blockchain?
Key Features of Blockchain in Fintech
How Blockchain Works
Fintech x Blockchain: Building the FinBlock Ecosystem
Use Cases of Blockchain in Fintech
The Road Ahead: Blockchain in Finance
Conclusion: CARD91’s Blockchain-Ready Infrastructure
Fintech has long been at the forefront of innovation in the startup ecosystem, acting

OPEN BANKING- Is India ready to enter banking 2.0?

What is open banking?
Open Banking and its status in India
Open banking adoption accelerates or not?
How secure or safe is my data?
What is open banking? Open banking is nothing but a payment system that works on an application programming interface (API). Let’s understand it better with

NFC: What is it?

What is NFC?
How Does NFC Work?
The Rise of NFC-Enabled Smartphones in India
Are NFC Payments Secure?
Contactless Payments and India’s Cashless Journey
Challenges and the Road Ahead
Conclusion: Empowering NFC Innovation with CARD91
Have you ever wondered what really happens when you use the “Tap & Pay”

Fintech APIs are changing the landscape of financial services

Introduction
What is an API and how does it work
Digitalisation
Benefits of Fintech APIs
Strategic Importance for Issuer Banks
Conclusion
Over the past decade, technology has shown tremendous impact in many industries. With the change of customer behaviour and the emergence of regulatory compliances, the landscape of the