# Tag: fintech lending India

## [How Smart Lenders Are Using UPI Behavioural Scores to Tap New-to-Credit Segments](/content/blog/upi-behavioural-scoring-new-to-credit-lending/index.html)

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Table of contents  
What is UPI Credit Score Engine  
India’s Credit Inclusion Challenge  
By the Numbers: India’s UPI and Credit Landscape​  
From Transactions to Trust: The Rise of Behavioural Scoring​  
Introducing BlitzScore: CARD91’s AI-Powered UPI Credit Engine​  
How BlitzScore Works: Step-by-Step  
Comparison: Traditional Bureau vs UPI Behavioural Scoring​  
Why UPI-Based Scoring Is ...

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