Tag: Digital lending using UPI data

New-to-Credit? No Problem: How Banks Can Unlock Growth with UPI Behavioural Data

Home / Blogs  Table of contents Introduction: The Untapped Potential of New-to-Credit Segments​ Why Traditional Underwriting Leaves Gaps​ UPI Behavioural Data: A Game-Changer for Thin-File Customers​ How UPI-Based Lending Boosts Bank Performance​ Use Case: Lending to Thin-File Customers in Tier-2 and Tier-3 Cities​ Regulatory Alignment: Ethical and Secure Credit Expansion Why CARD91 is the Right

How UPI-Based Credit Scoring is Redefining Lending for Banks

Home / Blogs Table of contents Introduction The Problem with Legacy Credit Models Enter: AI-Powered UPI Credit Scoring Key Benefits for Banks How CARD91’s Engine Makes It Work​ Real-World Use Cases​ Conclusion​ Introduction Traditional credit scores are no longer enough. In an era where millions transact daily through UPI but remain invisible to credit bureaus, ...