Tag: compliance

Credit Line on UPI: A New Opportunity for Issuer Banks

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Table of contents
What is Credit Line on UPI?
Key Features
Benefits for Banks
Challenges for Banks
Strategic Importance for Issuer Banks
Conclusion
The Unified Payments Interface (UPI) has transformed India’s digital payments landscape, and the introduction of Credit Line on UPI brings an exciting opportunity for banks to offer credit directly [...]

The Future of Credit Card Transactions in India: Embracing the Contactless Revolution

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Table of contents
The Benefits of Contactless Payments
The Future Outlook
Conclusion
As India advances in its digital transformation journey, the payments landscape is rapidly evolving. Over the past decade, driven by smartphones and government initiatives like Digital India, the financial ecosystem has seen significant shifts. One of the most notable changes [...]

Data Privacy in Fintech: Balancing Innovation with Consumer Protection in the Indian Market

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Table of contents
The Significance of Data Privacy in Indian Fintech
Challenges in Prioritising Data Privacy While Fostering Innovation
Strategies for Prioritising Data Privacy at CARD91
The Role of Government and Regulatory Bodies
Conclusion
In a world that has moved to the internet and the mobile, data privacy is paramount. This is [...]

Revolutionising Credit Offerings Through Credit Line on UPI

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Table of contents
Introduction
For the banks..
Our Credit Line Management System
What’s more
Going live in 3 simple steps!
Conclusion
UPI has emerged as India’s preferred payment method, constituting >75% of the nation’s digital payment by volume. So far, UPI transactions were supported by various funding accounts like savings accounts, overdraft [...]

Design Thinking in Credit Card Stack Development: Creating User-Centric Experiences

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Table of contents
Introduction

1. Empowering Credit Card Issuance
2. Modular Flexibility
3. Highly Configurable
4. Delivering a Fintech-Like User Experience​
5. Rapid Implementation and Seamless Integration​
6. Rule-Based Operations: Ensuring Compliance and Personalisation ​
7. Leveraging ML/AI for Real-Time Actions ​
8. Future Compatibility and Innovation ​
   Conclusion
   In today’s rapidly [...]

Enhancing Security and Transparency: A Comprehensive Guide to Issuer-Led Tokenisation

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Table of contents
Introduction
Understanding Issuer-Led Tokenisation
Process of Issuer-Led Tokenisation
Significance of Issuer-Led Tokenisation
Issuer-led Vs Acquirer-led tokenisation
Conclusion
In today’s digital era, the security of financial transactions is of utmost importance. With the rising prevalence of cyber threats and data breaches, it’s crucial for financial institutions to adopt robust [...]