# Tag: behavioural credit scoring

## [New-to-Credit? No Problem: How Banks Can Unlock Growth with UPI Behavioural Data](/content/blog/upi-based-lending-new-to-credit-financial-inclusion/index.html)

## Introduction: The Untapped Potential of New-to-Credit Segments​

## Why Traditional Underwriting Leaves Gaps​

## UPI Behavioural Data: A Game-Changer for Thin-File Customers​

## How UPI-Based Lending Boosts Bank Performance​

## Use Case: Lending to Thin-File Customers in Tier-2 and Tier-3 Cities​

## Regulatory Alignment: Ethical and Secure Credit Expansion

## Why CARD91 is the Right

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