Category: Newsletter

Digital Payments: Revolutionising India’s Financial Landscape

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• UPI: The Backbone of India’s Digital Payments
• IMPS and NEFT: Real-Time and Reliable Fund Transfers
• Prepaid Cards, Wallets & Contactless Payments on the Rise
• Government-Led Innovations: e-RUPI & CBDC
• AEPS: Biometric-Driven Financial Inclusion
• AI and ML Enhancing Security and Customer Experience
• Open Banking & API Integration: The Future of

The role of API-led technology in modernizing the BFSI industry

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• How Fintech Differs from Traditional Banking Tech
• The Rise of API-Led Innovation in Financial Services
• India Stack and Regulatory Support: Fintech’s Growth Catalysts
• Post-Pandemic: Digital First, Customer-Centric Strategies
• The Power of APIs: Future-Proofing BFSI
• CARD91: Empowering the Next-Gen BFSI Ecosystem

Payroll Cards – Payouts made simpler and seamless

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• The Pros and Cons of Payroll cards
• Benefits of Payroll cards
• Challenges of Payroll cards
• Conclusion

Picture this scenario – a collections agency appointed by a lender has hired 1000+ feet-on-street (FOS) workforce to facilitate collections from delinquent customers. The dilemma in front of the agency is that almost

Infrastructure Platform-as-a-Service – Opening newer avenues for innovation in payments for the Banks

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• What is iPaaS and Why It Matters
• How iPaaS Accelerates Digital Growth for Banks
• CARD91: Powering the iPaaS Backbone for Banks
• The Road Ahead is Digital

CBDC: Analyzing the nascent experience in China, Nigeria, and Sweden

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• China’s e-CNY (under pilot):
• Nigeria’s eNaira (launched):
• Sweden’s eKrona (under pilot):
• References:

The Reserve Bank of India (RBI) will debut the Digital Rupee in the Financial Year 2022-23, according to the Hon’ble Finance Minister of India’s Union Budget Speech on February 1, 2022. Meanwhile, China’s e-Yuan, currently in pilot mode, had

Will the internet-free digital payments UPI Lite take off in India?

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• What is UPI Lite?
• How Does UPI Lite Work?
• The Impact on India’s Digital Payment Ecosystem
• Conclusion: Enabling the Future of Offline Digital Payments with CARD91

Embedded Credit – A great lever for B2B e-commerce platforms

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• So how do B2B e-commerce platforms facilitate embedded credit?
• Advantages for all the parties involved
• Why Embedded Finance?
• Conclusion

Merchants & retailers rely on credit to run and grow their businesses and expand their customer base. Easy access to credit, facilitated by embedded finance, enables merchants to purchase

PCI DSS: The standard for card security

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• What is PCI DSS?
• Who Must Comply with PCI DSS?
• 12 Standards of PCI DSS
• Levels of PCI DSS
• Benefits of PCI DSS Compliance
• Final Thoughts

In October 2021, for the first time ever, credit card transactions crossed ₹1 Lakh Crore, while debit card transactions exceeded ₹7.5 Lakh Crore.